In my previous post I gave 19 tips about credit cards. But some of my audiences want to know briefly about some of those tips. Please not that, here I also add some extra tips that may help you to protect your card from hacking. Before you read further, if you are not familiar with basic online security tips you may find out those in 19 useful credit card tips.
You know that, credit card hacking is now a common, probably the biggest threat to online security. Now it occurs so frequently, that it becomes a major monster for almost all financial banks, card providers, retailers and also for innocent card users like you. But you also know that online transactions are a better option for shopping, banking, etc.
Ask yourself, is my credit card safe from hacking? Probably you don’t know the answer. Last month you may use your card to buy books, mobiles, clothes, showpieces, DVDs, jewellery, kitchenware, electronic gadgets and also pay your utility bills, book a holiday trip. But who knows it has already been hacked. Reports say, in every one hundred transactions you may do in the internet, you may suffer two or three breaches in your private information like your pin, number, password! So be careful.
You can’t fully protect your card security, but you can reduce this fraud with some free services and some ingenuity. (Don’t worry, I also use a credit card and almost all of my transactions are active online). Now I am mentioning what you have to do.
Aware about Phishing:
By Tene Bril, Phishing is a specific type of identity theft that can only occur on the Internet. Here identity theft means your card number, pin, user name, password and also your personal information, in one word, all of your secured information. You can say, how can it happen?
Some of the hackers use this method for credit card hacking or identity theft. They send you a form by email which is the same as your legitimate bank or issuer form and ask you to verify your card or bank account information. If you will not check the link and click that legitimate looking link, you will send your account information to hackers. Then they will think how to slice your card:)
You know that it is now easy to make a web site. They build up a website as well as a legitimate website and also try to “spoof” the address bar to hide the phishing URL. They also use related domains like thewebbank.com and thevvebbank.com
So be careful, check and double check the URL in the address bar and mostly when you refer from another web site to your bank’s web site. You find more information about phishing from Tene Bril.
Two technical things:
First one, normally we face two types of internet protocol (http and https). Here https is for more secured connection. Before filling up the form with your credit card and personal information, check the browser address bar for https. https credit card security
Second one, Only shop online at secure websites – look for the padlock image at the bottom of your screen which helps to protect the card information you send via the internet.
At last, I believe that credit card hacking mostly occurs due to lack of attention from your side and rest from the credit card company. So be careful.