Credit cards are categorized based on various factors, such as cards offering reward programs, cards with good interest rates, low balance transfer rates, or low annual percentage rates, cards for those with limited credit, and specialty cards (cards that offer special features and benefits). Depending on the category and type of card, deals differ, as many credit card-issuing firms offer special deals for special categories. Also, the best deals differ from time to time, as the value of currency is not constant. A few of the best credit card offers that are on as of now are mentioned below:
The Citi Platinum Select Master Card offers 0% introductory Annual Percentage Rate (APR) on balance transfers for 21 months and 0% introductory APR on purchases for 12 months. After that, the APR will be 11.99% – 19.99% based upon the card holder’s creditworthiness. This APR will vary with the market based on the Prime Rate. Also offered with this credit card is extra cash from Citi – that enables the holder to enjoy discounts on gift cards, travel, merchandise and more. Citi Identity Theft Solutions, that covers secure, free online account management with no annual fee, is an added bonus.
The Chase Freedom Visa Card offers the holder a chance to earn a $100 cash back bonus, if the holder makes $799 in purchases in the first three months after the issue of the card. Also, 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to a quarterly maximum is applicable. Plus, signing up for this card is free and easy! This is one of the best credit card offers available. Another part of the offer is unlimited 1% Cash Back on all other purchases, with no spending tiers, and up to 20% cash back on online shopping purchases at select merchants through Chase.
The Capital One Platinum Prestige Card offers 0% introductory APR until September 2011 on balance transfers that are processed in as little as 48 hours. Additionally, there is 0% intro APR until September 2011 on all purchases. Another bonus is the $0 Fraud Liability if the card is lost or stolen. 24 hour travel and emergency assistance gives the holder a replacement card and cash advance without hassles. 24 hour roadside assistance and travel accident insurance are provided by default. Also, there is no annual fee. This card thus is a strong contender for being among the best credit card offers on the market today.
The Orchard Bank Classic Master Card offers an excellent credit card for rebuilding credit scores, and reports to 3 major credit bureaus monthly! The Orchard Bank Classic Master Card is accepted at millions of locations worldwide, including website purchases and reservations. The account information of the holder is updated daily and is available to the holder any time round the clock for easy management. Additionally, email and text messages are sent to the holder to remind them about upcoming payment due dates if the customer has online enrollment. The customer service is great with on-call customer service representatives to assist with questions or concerns. Whether the card being offered is a secured one or an unsecured one will be disclosed before the application is processed, thereby ensuring 100% transparency and avoiding hassles.
The Discover Student More Card offers a 5% cash back bonus in categories like travel, department stores, gas, groceries, restaurants, and more, which means extra money for the student holder. Also, 5% to 20% cash back bonuses at their exclusive online shopping mall is provided for free. Additionally, up to 1% unlimited cash back bonuses on everything else bought by the student, from textbooks to toothpaste, is automatically received. The introductory APR is 0%, for six months, and there is no annual fee. The Discover Student More Card is one of the best credit card offers for students.